Track Your Spending Habits

Fun fact: last year, the average American spent $2,817 on entertainment, $1,060 on education, and just $101 on reading. Do you know where your money goes? As you can see, the small splurges can add up over time. Use your Daily Tracker box, or set aside a portion of your planner to track your expenses for a week. Multiply the amount you spend by 52 to find the amount you’re on track to spend this year. If you have other ideas for the amounts you’re spending, you’ll then know where to adjust.